Daniel Reininga: Not at this time. The growth is stable. The investors are very high net worth individuals who have a lot of real estate experience and are not speculative by any means. We remain tuned in to acquiring and bringing in quality assets with respect to properties that we finance. check out the post right hereWe are transitioning from what I call C properties to B+ or B- properties. We require the investors to provide capital improvement money and evidence of sufficient sustainable rent. Tim Melvin: It sounds like you know the good and the bad aspects of the local market, as well as who the players are and who the good guys are and the not so good guys are. Thats a real advantage as a banker. http://postmatthewyoung.haralsoncounty.org/2016/08/01/an-ideas-analysis-of-job-negotiation-plansDaniel Reininga: Yes. I think the key for anybody who invests in Lake Shore, regardless of what were doing, we have a very appropriate enterprise risk management function, and we bring that into our credit policy and into our overall perspective on anything we do. Were not chasing loans.
For the original version including any supplementary images or video, visit An Interview With The CEO and CFO Of Lake Shore Bankcorp
Jeff Christiansen / Flickr We all know the story. Whenever everyone’s favorite deceptive marionette told a lie, his wooden nose grew. Obviously, humans never have as dramatic a tell as Pinocchio. Still there are certain physical cues that can tip us off when someone is lying . Those indicators can be quite helpful when you’re dealing with a sneaky individual. However, they also pose a bit of a problem for others. When it comes to making a first impression, these cues can be really damaging for someone who’s completely trustworthy and just has a few bad body language habits. And if there’s anywhere you definitely don’t want to come across as a liar, it’s a job interview. To avoid coming across as a liar, here are a few body language blunders to avoid in job interviews:
For the original version including any supplementary images or video, visit Things you do that make you seem dishonest in a job interview – Business Insider